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Part of establishing Your Personal Financial Brand is identifying your unique needs. Why settle for one-size fits all financial service? Your Credit Union offers you a variety of savings accounts to meet your needs. Your accounts are all linked to your primary account so that you can manage all of your funds from a variety of delivery channels and see your activity on one periodic statement.




These are dividend-bearing accounts with a minimum deposit of $5.00 to open and a balance of only $25.00 to begin earning dividends. Your dividends earned are based on the amount of your average daily balance compounded monthly. You can open as many sub-accounts as you need to manage all of your accounts from one location. We will tailor the account structure to meet Your Personal Financial Brand!


Tiered dividends allow you to earn more as your regular share account balance increases. No need to move your funds to a fixed term certificate to earn a higher yield – our dividend rates are always competitive. Earn higher dividends and enjoy the peace of mind that comes from knowing that the National Credit Union Administration insures your savings up to $250,000.




To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.


When you open an account, we will ask your name, address, date of birth, and other information that will allow us to confirm your identity. We will ask to see your driver’s license or other identifying documents and we will make copies for your account file at Trademark FCU. This same type of identification will be requested of others that you add to your existing account. In all cases, protection of your identity and the confidentiality of this information are of primary importance.

Agreement & Disclosures



Trademark personal checking accounts have no monthly service fees, no per check charges and remote access via your Trademark Visa® Check Card debit card! You can have built-in overdraft protection from your savings, from a line-of-credit, or both. And if you want, we have Trademark Defender to expand your payment options. See below for more details. Re-order your checks online.

Agreement & Disclosures



What’s in it for you?

The free4ME Checking Account is the ultimate account for the 18 to 25-year-old crowd. With all the features you need and some great extra perks, living Young & Free in Maine has never been easier!

$10.00 cash deposit when your account has been open for 90 days

Oops! Refund – twice per calendar year, you can call and get a service fee charge reversed

No monthly fee and no per-check fee

Free debit/check card

Free SURF ATM network use

Free online banking

Free e-statements

No minimum balance required

Remote Deposit with DeposZip*

Mobile Banking*

Free Bill Pay with online banking

Agreement & Disclosures



*These services have eligibility requirements as well as eligibility requirements to receive them as free services. Check our website under for additional details.



Overdrafts occur when you do not have enough money in your account to cover a transaction. However, there are a couple of ways Trademark can help you avoid the potential embarrassment and inconvenience of a returned item, as well as the direct and indirect fees associated with them. We offer two different tools to assist you in managing your personal financial brand. Overdraft Protection automatically transfers money from your associated share accounts to cover transactions. And then we have Trademark Defender!


What is Trademark Defender? – Have you ever made a miscalculation on your account balance and had a transaction rejected? If so, not only were you charged an insufficient funds (NSF) fee from your financial institution, but the merchant may have also charged you a fee. To make it worse, late fees could have been assessed if the rejected transaction was a payment on a credit obligation. 

With Trademark Defender you can avoid the late fees, merchant NSF fees and the potential embarrassment or impact to your credit standing! Your account remains in good standing with your payees, and you have financial peace of mind for your transactions. The Trademark Defender service will honor transactions up to a certain limit, which is determined individually – part of your personal brand! We use a variety of factors, such as: account balance amounts, NSF history, age of account, etc. Each time you use Trademark Defender to complete a transaction, we will assess a $25.00 fee. There is no limit to the number of total fees that we can charge you for overdrawing your account – you control the level of activity.

Trademark Defender’s practices – We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.

You must authorize us to pay overdrafts for the following types of transactions: 


  • Checks and other transactions made using your checking account number.  
  • Automatic bill payments
  • ATM transactions
  • All debit card transactions 



Many of our Members prepare for their holidays by opening a Trademark Christmas Club account. You can start at any time, no minimum balance is required and with payroll deduction or recurring transfers, making deposits to your club couldn’t be easier. Link your Christmas Club to your Trademark savings account and each year when the funds are disbursed on September 30th, you will have access to your Christmas Club funds using your debit card – it’s that easy! 


OTHER CLUBS – These accounts share many of the same features as our Christmas Clubs and our Members can use these accounts for vacations, taxes, insurance or for anything they want to fund and manage separately.

Agreement & Disclosures

NOTE: An early withdrawal fee of $10.00 applies per early withdrawal from a Christmas Club for any withdrawal other than the September 30th disbursement.



If you want to access and manage your funds in the most efficient way – consider direct deposit of your payroll. You will never have to worry about depositing your paycheck again and you will be able to access or manage your funds via any of your Trademark 24/7 services. Just sign up for a checking account, checks, or debit card to begin the process. 

Trademark’s Routing Number:  211287298




Money Market Website Icon

Like a share certificate account, a money market account earns higher dividends than share savings or checking, yet offers many of the same conveniences. The more you save, the more you earn!

Click here to apply and fax or email it to us.  Or call us today and we will assist you.

Truth in Savings – June 2016

A minimum balance is required to receive dividends.  Additional fees may also apply.  Refer to the Truth In Savings Disclosure for further information.



From Traditional to Roth to CESAs (Coverdell Educational Savings Accounts), Trademark FCU has an IRA for you. Speak to your tax advisor to determine which type is best for you and then contact us to speak with one of our IRA Specialists. We offer the option of weekly contributions through payroll deduction, and automatic transfers too! 




If you want a slightly higher yield and can afford to invest your funds for a longer term – how about a certificate? We have share certificates with terms from 6 months to 5 years. Dividends can be added to your certificate balance, transferred to another account or mailed to you each month – it’s your choice! Check our rates for the latest certificate rates and terms.



Funds Availability Policy – 

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