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Rates

DEPOSIT RATES

Effective July 1, 2017

ACCOUNT TYPE
MINIMUM BALANCE
A.P.R.
A.P.Y.
Regular Savings 
$25 and above
0.15%
0.15%
Money Markets – Tier 1
$2,500.00 – $24,999.99
0.30%
0.30%
Money Markets – Tier 2
$25,000 – $49,999.99
0.35%
0.35%
Money Markets – Tier 3
$50,000 – $74,999.99
0.40%
0.40%
Money Markets – Tier 4
$75,000 – $99,999.99
0.45%
0.45%
Money Markets – Tier 5
$100,000 and above
0.50%
  0.50%
Christmas & Other Clubs
$0
0.15%
0.15%
Individual Retirement Account (IRA)
$25
0.50%
0.50%
Educational IRA Accumulator
$25
0.50%
0.50%
6 Month Share Certificate
$1,000
0.45%
0.45%
6 Month Youth Certificate
$25
0.45%
0.45%
1 Year Share Certificate or IRA Certificate
$1,000
0.70%
0.70%
1 Year Youth Certificate
$25
0.70%
0.70%
2 Year Share Certificate or IRA Certificate
$1,000
0.95%
0.95%
3 Year Share Certificate or IRA Certificate
$1,000
1.40%
1.41%
5 Year Share Certificate or IRA Certificate
$1,000
2.00%
2.02%

 

A.P.R. = Annual Percentage Rate 
A.P.Y. = Annual Percentage Yield 

 

All rates subject to change without notice. 

 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. 
National Credit Union Administration, a U.S. Government Agency.

 

ncua_1

 


LOAN RATES 
 

 Effective April 1, 2017

 Individual loan rates may vary based on credit worthiness, account relationships, loan-to-value and loan terms.

Vehicle Loan
Term  
New *
Used
 
6 – 36 months
as low as
1.99%
2.24%
Annual Percentage Rate
37 – 48 months
as low as
1.99%
2.49%
Annual Percentage Rate
49 – 60 months
as low as
2.49%
2.99%
Annual Percentage Rate
61 – 72 months
as low as
2.99%
3.74%
Annual Percentage Rate
73 – 84 months
as low as
3.74%
4.74%
Annual Percentage Rate

* NOTE: Vehicle qualifies for “New” rates if it is no more than two model years old and has no more than 15,000 miles per model year.

 

Other Consumer Loans
Secured Non-Auto
as low as
2.99%
Annual Percentage Rate
Personal
as low as
5.49%
Annual Percentage Rate
Share Secured
 
3% above the highest share Annual Percentage Yield
Certificate Secured
 
3% above the certificate Annual Percentage Yield
Visa® Platinum Credit Card
as low as
Prime + 5.5%
Annual Percentage Rate
       

 

Real Estate Loans
Home Equity Line-of-Credit
as low as
Prime minus .50%
Annual Percentage Rate
Home Equity
as low as
3.60%
Annual Percentage Rate
First Mortgage (up to 30 years)
 
Call For Rates
 

All rates subject to change without notice.

housing lender      housing lender

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